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At ShopLUX we are always trying to assist customers with accessing the items they require, by offering affordable cash prices and flexible payment plans.

We now offer two payment plan options; "Higher purchase" and "Layaway" payment plans. The difference between these two plan options is illustrated in the compariosn table below.

You can visit the "Higher Purchase" or "Layaway" payment plan pages for more details. 

Plan type:
When do i Get my Item?	You get your items once approved for the hire purchase plan. You will have the item in your posession while you pay the installments.	You get your items once you pay 50% deposit and remaining installments in full. You get your item once it is fully paid for.
What are the plan duration options?	12,18,24,36 or 48 Months plan options	30 or 60 day plan options
Is a deposit required?	No	Yes a 50% deposit is required
Is a processing fee required?	Yes a 5% processing fee is required	No
Is interest addded to the price?	Yes	No
What are the requirements for the plan?	Click here to see the higher purchase plan requirements	Click here to see the Layaway plan requirements
How do i apply for the payment plan?	Click here to apply for an item on hire purchase	Click here to apply for an item on layaway
What value can i apply for?	Any item or combination of items between TT$ 1,000.00 - TT$ 40,000.00	Any item or combination of items between TT$ 1,000.00 - TT$ 40,000.00
What are my installment amounts?	Click here to use our higher purchase plan calculator	Click here to use our layaway plan calculator